“But I already have life insurance!”
That is great! However there are many things to consider, even if you think you are up to snuff on your current policies…..
1.Do you have enough coverage? You should have 10-20 Times your gross annual income in life insurance so you are able to adequately protect your current income. If your income rises you should supplement your current Life Policies with additional Term Life Protection.
2.Have you had a change in your circumstances?……You should review your policies when you add dependents or when dependents move out. A Life Insurance review would be a smart move if you started a business, added any risk investments to your portfolio or took out financing of any kind.
Most families and business owners are actually underinsured and if they ever need to make a claim the Death Benefit paid will not be enough to cover their current needs and debts. It is very important that review your coverage annually. This will keep it current with your ever changing life situations such as:
• Future college expense
• Buying out business partners
• Paying off your Mortgage
• Paying off Consumer Debt
• Setting up a Lifetime Income Stream for your loved ones
Just Us Insurance
877-777-7055 / INSR4U.com
Just Us Insurance is located in Oceanside.
To assist you , our Agents offer in home appointments in
Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula, Murrieta,
Encinitas, Santee, El Cajon, San Clemente, Mission Viejo, San Diego, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.
