Health Insurance Quotes for Riverside, San Bernardino, and Big Bear

Our #1 plan suggestion for people under 50. (No maternity coverage.)

Tonik Plans

$5,000,000 coverage

Deductibles / Max out of Pocket:
$1500, $3000 or $5000.

Benefits Not subject to deductible:

Doctor office visits:
$20, $30 or $40 co-pay
Prescription medications:
(1 tier) $10 generic co-pay.
Emergency room: $100 co-pay. .

For more information including a brochure, rates, and an online application click here.

To get a quote with other Blue Cross Products Click Here

Our #1 plan suggestion for
families and individuals over 50.
( Maternity Coverage on $4500 Plan )

Lifestyle Plans

$5,000,000 coverage

Deductible: $1750,$2500,$3500,or $4500

Benefits Not subject to deductible:

Doctor office visits: $25 co-pay
(up to 4 visits per year per insured)
Prescription medications: (3 tier) $15 generic, $30 Brand formulary,
50% Brand non-formulary.
Preventative care:
$250 towards Annual Physical,
lab and diagnostics, routine Mammography, Pap Test & PSA
Immunizations: $15 co-pay.

For more information including a brochure, rates and an online application click here.

Our #1 recommend HMO Plan
( Maternity Coverage )

PacifiCare HMO 10

Unlimited Coverage / No Deductible

Doctor office visits: $10 co-pay for Primary Doctor, $35 for Specialists, unlimited visits.
Prescription medications: (2 tier) $10 co-pay for generic, $30 brand name formulary.
Emergency room: $100 co-pay. Includes facility fees, doctor, lab work and supplies.
Normal delivery or caesarian section: $250 per day hospital co-pay Includes facility charges, doctors, lab x-ray and supplies.

For a quote or to apply online - click here

Our Favorite Temporary Health plans

Health Net Temporary

This plan is designed for individuals and families in-between insurance coverage's. Or for those who don't want to pay high COBRA plan premiums while waiting for their new coverage to start. You can get insured the day after you apply and you can keep the coverage for up to one year.

Your choice of deductibles from $750 to $4500
Deductible is waived for an accident
Available for 1 to 6 months, $2 million in coverage
Easy application, coverage can start as early as tomorrow!
Affordable rates
$2,000,000 coverage

Once Deductible is met:
- Doctor office visits: $40 copay for $750 deductible. 20/30/40% after deductible for others.
- Prescription medications: $20 copay for generic only.
- Emergency room: After deductible you pay 20%/25%,30%/40% plus $100 copay.
  To apply; fill out application and fax it to
  
  909-752-7470
  
  For a brochure which includes the rates click here.
  
  For an application click here

Our Favorite Group Plans

Health Net Group Plans

We like Health Net Group Plans because of:

An extensive PPO network of more than 50,000 physicians and over 300 hospitals
Health Net's HMO network boasts over 38,000 physicians and over 240 hospitals
Large Varity of PPO and HMO Plans
Large Formulary of Drugs
Competitive Pricing
Easiest Qualifications for 2 or more
Flexibility in Plan Choices
Over 27 years in the California market

Here are Three reasons why you should choose Affordable Insurance.

1. We do a competitive analysis of your current plan and show you a side by side comparison on how you can improve your benefits, and spend less for your coverage.
2. Our customer service is second to none. All clients have TWO agents who are available to answer your questions and help you manage your plan's.
3. We have resources that include multi-carrier plans with multiple plan designs.

For a FREE GROUP QUOTE

Call: 877-777-7055
E-Mail: J@INSR4U.com

HSA Qualified Health Plans
(Maternity Coverage on $3600 & $4800 Plans)

Health Net Saver Select HSA plans

We like Nationwide HSA plans for clients who want to reasonably priced coverage and tax savings:
Choice of $1750, $2400, $3600 or $4800 deductibles.

Low Price compared to benefit rich plans
Plan pays 100% after you meet your deductible
Tax exempt savings
Savings on premiums from a high benefit plan may be enough to fund the deductible/savings account.
$250 preventative care benefit per person per year

To download a plan brochure click here

HIPAA Form is Needed with Application - Click Here

To download an application click here