Guaranteed Issue

We pride ourselves on our attentive service to our clients and our reputation for designing the best possible plan coverage. In fact we go so far as to guarantee no other agency can find you more comprehensive coverage for less premium. Please feel free to contact us at 1-877-777-7055 or fill out our health insurance quote form.

Guaranteed Issue Health Insurance

Guaranteed issue simply means that the health insurance policy will be issued regardless of your medical conditions. There is no underwriting and there are no medical questions on the application. With traditional health insurance, there are a series of medical questions that you are asked prior to the issuance of a health insurance policy. They can deny coverage based on your answers. With most of our plans, your current or past medical conditions cannot be used to deny coverage. Keep in mind, that even if a traditional health insurance plan accepts you, they might not cover your pre-existing conditions. If you have had 12 months of prior coverage without any breaks of more than 63 days, the guaranteed issue plans will cover your prior health conditions. You will get credit for the time you had coverage if it is less than 12 months.