Jay Gray has over ten years of experience managing guaranteed issue health insurance plans. Not matter what your age is or situation he can help customize a plan that meets your needs and budget. Jay is an independent agent who supports clients in Oceanside, Carlsbad, Vista and all communities in San Diego, Riverside and Orange Counties. Receive a free quote call Jay at 1-877-777-7055.
Guaranteed Issue Health Insurance
Guaranteed issue simply means that the health insurance policy will be issued regardless of your medical conditions. There is no underwriting and there are no medical questions on the application. With traditional health insurance, there are a series of medical questions that you are asked prior to the issuance of a health insurance policy. They can deny coverage based on your answers. With most of our plans, your current or past medical conditions cannot be used to deny coverage. Keep in mind, that even if a traditional health insurance plan accepts you, they might not cover your pre-existing conditions. If you have had 12 months of prior coverage without any breaks of more than 63 days, the guaranteed issue plans will cover your prior health conditions. You will get credit for the time you had coverage if it is less than 12 months.
Just Us Insurance is located in Oceanside.
To assist you , our Agents offer in home appointments in
Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula,
Murrieta, Santee, El Cajon, San Clement, Mission Viejo, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.