Burial & Final Expense Insurance: Oceanside, Vista & Carlsbad

Jay Gray has over ten years of experience managing burial and final expense insurance plans. It is much more affordable to prepare for the departure of your loved ones prior to their passing. Burial and Final Expense insurance is an essential tool for managing these challenges. Jay is an independent agent who supports clients in Oceanside, Carlsbad, Vista and all communities in San Diego, Riverside and Orange Counties. Receive a free quote call Jay at 1-877-777-7055.


Final Expense Insurance is often called Burial life insurance and it provides your loved ones with the funds to pay for your burial expenses as well as other expenses that will pass over to your survivors. No one ever wants to think about dying but it’s important to research burial insurance so your children or other family members have financial assistance with your burial arrangements.

Most final expense insurance has a small face value. The insurance industry sees anything less than $50,000 as small. Most funerals will cost $5,000 to $10,000 or even higher. However, most will not go above $20,000.

Some final expense insurance policies will require that an applicant answer some basic health questions. They often cover whether you are in good health or are currently living in a nursing home. If you pass their questionnaire, you can qualify for a simplified issue policy. However, if the applicant is in bad health or in a nursing home, guaranteed issue policies may cover them. These polices do not ask questions about health or age. There may be a waiting period though before full death benefits are paid. Many waiting times are from two to three years. If the insured dies within the waiting period, reduced benefits are paid. If they hold out, the full face value of the policy goes into effect.

We pride ourselves on our attentive service to our clients and our reputation for designing the best possible plan coverage. In fact we go so far as to guarantee no other agency can find you more comprehensive coverage for less premium.
Please feel free to contact us at 1-877-777-7055.

Just Us Insurance is located in Oceanside.
To assist you , our Agents offer in home appointments in
Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula,
Murrieta, Santee, El Cajon, San Clement, Mission Viejo, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.