Universal Life Insurance

We pride ourselves on our attentive service to our clients and our reputation for designing the best possible plan coverage. In fact we go so far as to guarantee no other agency can find you more comprehensive coverage for less premium. Please feel free to contact us at 1-877-777-7055 or fill out our Life Insurance quote form.

Universal Life Insurance

Universal Life Insurance is a type of permanent life Insurance which combines the low-cost protection of term insurance with a savings component that is invested in a tax deferred account. The cash value of which may be available for a load to the policy holder. Universal life was created to provide more flexibility than whole life by allowing the holder to shift money between the savings and the insurance components. The premiums, which are variable, are usually broken down into savings and insurance. There is usually a minimum rate of return.