Universal Life Insurance: Oceanside, Vista & Carlsbad

Jay Gray has over ten years of experience managing universal life insurance plans. In today’s complex world it is a relief to have a trustworthy and experienced agent representing you when choosing a universal life insurance policy. Jay is an independent agent who supports clients in Oceanside, Carlsbad, Vista and all communities in San Diego, Riverside and Orange Counties. Receive a free quote call Jay at 1-877-777-7055.

  • LIFE INSURANCE PROTECTION FOR AS LITTLE AS $1/ DAY.
  • REQUEST A FREE NO OBLIGATION QUOTE!

Universal Life Insurance is a type of permanent life Insurance which combines the low-cost protection of term insurance with a savings component that is invested in a tax deferred account. The cash value of which may be available for a load to the policy holder. Universal life was created to provide more flexibility than whole life by allowing the holder to shift money between the savings and the insurance components. The premiums, which are variable, are usually broken down into savings and insurance. There is usually a minimum rate of return.

We pride ourselves on our attentive service to our clients and our reputation for designing the best possible plan coverage. In fact we go so far as to guarantee no other agency can find you more comprehensive coverage for less premium.

Please feel free to contact us at 1-877-777-7055.

Just Us Insurance is located in Oceanside.
To assist you , our Agents offer in home appointments in
Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula,
Murrieta, Santee, El Cajon, San Clement, Mission Viejo, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.