Jay Gray has over ten years of experience managing whole life insurance plans. He provides expert advice on life insurance plans and options to anyone in need of protecting their family. Jay is an independent agent who supports clients in Oceanside, Carlsbad, Vista and all communities in San Diego, Riverside and Orange Counties. Receive a free quote call Jay at 1-877-777-7055.
- LIFE INSURANCE PROTECTION FOR AS LITTLE AS $1/ DAY
- REQUEST A FREE NO OBLIGATION QUOTE!
Whole Life Insurance, also known as Permanent Life Insurance, is an insurance product that joins an investment factor with normal term insurance. Term insurance, unlike whole life insurance, only provides a death benefit for a specific period of time. The premium payment for whole life insurance pays into two separate components. Part of the charge for whole life insurance pays for the insurance coverage, the other part pays for the investment portion of the policy. As a person ages, more money is allocated to the insurance coverage in a whole life insurance policy. The investment component earns interest from the company’s investment strategy, and increases in value over time. Whole life insurance provides a surrender value based on the value of the investment portion at any given time. This amount may be taken in cash if the whole life insurance policy is canceled, used as collateral for a policy loan, or used to buy additional death benefit coverage
We pride ourselves on our attentive service to our clients and our reputation for designing the best possible plan coverage. In fact we go so far as to guarantee no other agency can find you more comprehensive coverage for less premium.
Please feel free to contact us at 1-877-777-7055
Just Us Insurance is located in Oceanside.
To assist you , our Agents offer in home appointments in
Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula,
Murrieta, Santee, El Cajon, San Clement, Mission Viejo, and Big Bear Lake.
Just Us Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.